High Risk Auto Insurance
High Risk Auto Insurance High Risk Auto Insurance High risk auto insurance is designed for drivers who insurance companies believe are more likely to file a claim. This can happen for various reasons, including having multiple traffic violations, a DUI, a recent accident, poor credit history, or even a lapse in insurance coverage. While being classified as a high-risk driver may feel discouraging, it does not mean you cannot find reliable or affordable coverage. The main difference with high-risk auto insurance is the cost. Drivers in this category usually pay higher premiums than drivers with clean records. For example, a driver with a clean record may pay around $2,200 per year for full coverage, while someone with a speeding ticket might pay close to $3,299 annually. Drivers with an at-fault accident could see rates rise to about $3,862, and a DUI conviction may push premiums to $5,287 or more per year depending on the state and insurance provider. Fortunately, several m...